Financing choice to protect cash that is immediate requirements
Get a decision that is real-time capital within seconds.
What’s a Simple Loan?
The U.S. Bank Simple Loan is a fast and way that is convenient U.S. Bank checking customers to borrow as much as $1,000 to manage prepared and unplanned expenses.
To begin with, just log on to online or mobile banking and find the Simple Loan application from your bank checking account menu.
maybe perhaps Not a U.S. Bank customer that is checking? Explore our bank account choices.
What sort of Simple Loan works
Apply anytime within on the internet and mobile banking, with a real-time choice 1 and fast access to loan funds. Borrow as much as $1,000, in $100 increments. Loan funds deposited straight into your U.S. Bank customer account that is checking. Repay the loan in three monthly obligations
Easy pricing without any belated charges or prepayment charges.
For each and every $100 borrowed you spend:
$12 charge with automated re re payments from your own U.S. Bank customer bank account
$15 fee with handbook payments
re Payment instance
In the event that you borrow $400 and choose automated repayments, your cost will soon be $48. YouРІР‚в„ўll pay right back a complete of $448 in three monthly premiums of around $149.33 each. Your total price to borrow (annual percentage rate) will likely to be 70.65%.
Simple Loan is just a loan that is high-cost other available choices could be available:
Unsecured loan РІР‚вЂњ an individual loan with no collateral required. Bank cards РІР‚вЂњ Use to produce acquisitions or get an advance loan. Reserve type of credit РІР‚вЂњ A personal type of credit providing overdraft protection
To get going hereРІР‚в„ўs exactly exactly what need that is youРІР‚в„ўll.
You need to be at the least 18 yrs . old and also have a currentРІ u.s. bank checking account which has been available for at the least a few months. 3 months of recurring direct deposits as a U.S.